CALL US:
504.455.7283

Collectibles Insurance in New Orleans LA & Metairie LA

Click HERE to request a quote!

What Is Collectibles Insurance?

Over the last 15 years you have collected stamps, antique pistols, comic books, baseball cards, coins, Native American memorabilia, old records, ceramics, dolls, miniatures, trains, and for the rest of us out there, the list of collectibles is unlimited in range. The questions posed are: Are they insured? Will my homeowner’s policy cover them? What if my collectibles are stored somewhere else?

Who Needs Collectibles Coverage?

  • Most homeowner policies are set up to cover furnishings, clothing and other household items. Collectibles are not necessarily covered. If coverage is available, it is very limited. Most policy payouts for guns, stamps, and antiques are limited between $500 and $2,000, and that is only if they are not listed on a floater endorsement. Therefore, a separate Collectibles Insurance Policy should be considered.
  • In addition to the need for collectible insurance, a standard homeowner insurance policy does not cover losses that occur from flooding, earthquakes, and accidental breakage. Flood insurance does not include collectibles at stated values but only actual cash values.
  • Collectors of antique and classic vehicles, motorcycles, and boats also need separate policies. You can visit our website under “Auto” Antique Vehicles for more information.

How Much Does Collectibles Insurance Cost?

In some cases based upon the type of collectible, $10,000 worth of insurance costs only $49.00 per year – $100,000 could cost as low as $239.00 per year. Not all policies are alike, some require a minimum premium of usually $500, which covers up to $500,000 of collectibles; all you need to do is provide an agent with an inventory. All qualifying collectibles can be covered on the same policy.

Most collectible insurance companies allow the collector himself to establish the value of the collection without the need for a professional appraisal; the premium, therefore, will be based on an agreeable value established between the insurance company and the collector. In some cases, a professional appraiser will be needed before a premium can be quoted.

What Determines Collectibles Coverage Eligibility?

  • Collections must be stored/displayed at collector’s residence.
  • Residents must have acceptable fire protection; if resident is located more than 1000 feet from a fire hydrant, please obtain fire protection class as well as the proximity of the nearest year round water source.
  • For collections worth $50,000 or more, send proof of central station security.
  • Residents with more than one loss (non-weather related) within the past three years are ineligible for coverage.
  • Maximum value per collection is $100,000.
  • For any risk that falls outside of these guidelines, please contact us for possible submission on a non-bound basis.

The company reserves the right to request an inventory or appraisal of any collection, if necessary.

Our Locations

Metairie

3008 David Drive
Metairie, LA 70003
Main office: 504-455-7283

Kenner

2317 Veterans Memorial Blvd. Suite 6
Kenner, LA 70062
Main office: 504-455-7283

New Orleans

2714 Canal St., Suite 314
New Orleans, LA 70119
Main office: 504-821-3111

New Orleans East

5951 Bullard Ave., Suite 4
New Orleans, LA 70128
Main office: 504-241-7283

St. Bernard

8720 West Judge Perez Drive
Chalmette, LA 70043
Main office: 504-277-4000

Westbank

1500 Lafayette St., Suite 117
Gretna, LA 70053
Main office: 504-367-7283

Our Providers

They help me with all my insurance needs. Stephanie helped me save money at my renewal and was super nice. Rose in customer service helped me enroll in paperless when I couldn’t figure it out. They are awesome people and always professional. I would recommend them to anyone.
Michelle Simpson
Chris Webre got me a great rate and exactly the coverage I needed for my business. He kept in touch with me throughout the process. If I had a question, he was quick to respond with an answer. He made what was quickly becoming a headache, a pleasure. I’m glad I went with Dan Burghardt Insurance for my general liability business insurance. Thanks Chris.
Sidney Roussell
Got a great quote from some great people over at Dan Burghardt. Was surprised at how nice everyone was. I would recommend them to everyone. It’s as easy as giving them a call. Stephanie was awesome and quoted me a few different ways to see what was best for me.
Jerome Williams
Dan Burghardt and his staff are amazing. Whenever I need anything having to do with insurance I pick up the phone and within a few minutes it is taken care of… and for a lot less money than other insurance companies have quoted!
Brett Thomas
Jennifer at Dan Burghardt Insurance Agency is the most professional, helpful and efficient agent I have ever had the pleasure of working with. I would recommend them to everyone I know in the need of insurance services.
Brandi Dalon Picado
Thanks for always being, prompt, professional and friendly. I’m happy to be a customer with you all for the last 8 to 9 years!!! My agent Darlisha Miller is the best!!!
Darrylynn Montana-Henry