Vacant Property Insurance in New Orleans LA & Metairie LA


Click HERE to request a quote!

What is Vacant Property Insurance?

  • Vacant Property Insurance is used in consideration of property where there are no possessions pertaining to activity or occupancy and the property is not in use.
  • Most insurance companies will allow you a small window of time for a house to be vacant, usually 60 to 90 days. After that period, they can cancel your house insurance policy. Our property specialist can assist you in determining when your coverage will cease.
  • The problem with insurance companies continuing to insure vacant homes is that it becomes a target for thieves, vandals, and house fires. It is easy to understand that if property is unoccupied there is no one there to protect your property by making a quick call to the fire department or in the event of a police department incident.
  • You may purchase vacant property coverage based on how long you think the property may remain vacant. Coverage can be purchased for one month, three months, six months, or one year. For the most part, these policies are fully earned and cancel when property becomes occupied.

For more information and rates contact our Quote Department directly at (504) 441-RATE (7283) or click to Request a Quote!

Who Needs Vacant Property Insurance?

  • Landlords, contractors, builders, and real estate investors.
  • When any dwelling or building remains vacant for a period of time (usually 60 days), some coverages no longer apply Check your policy.
  • Homes and buildings that are for sale and have been on the market for a while.
  • Rental property that has not rented in awhile.
  • Vacant Lots: Vacant lots can also be hazards for liability issues in the event of an accident. Vacant lots attract neighborhood children that can become injured on your property. For more information on Vacant Lot insurance visit our website under Premises Liability Coverage, which covers vacant lots.

What Is Covered Under Vacant Property Insurance?

  • natural and man-made disasters;
  • fire;
  • lightning;
  • wind and hail;
  • civil commotion;
  • liability;
  • vandalism;
  • malicious mischief; and
  • theft.

Other Factors To Consider

  • Because of higher premium for vacant property coverage, you should try to make its vacancy time as short as possible.
  • To lower your risk of vandalism claims, your vacant house should not look vacant.
  • Maintain the property by taking care of the outside of the house (by mowing the lawn, picking up the mail, turning on lights, and even parking a vehicle in the driveway); this will make the vacant house less attractive to vagrants and vandals.
  • Hire or ask a family member to become a house sitter during the vacancy.

For more information and rates contact our Quote Department directly at (504) 441-RATE (7283) or click to Request a Quote!

Our Locations


3008 David Drive
Metairie, LA 70003
Main office: 504-441-7283


2317 Veterans Memorial Blvd. Suite 6
Kenner, LA 70062
Main office: 504-455-7283

New Orleans

2714 Canal St., Suite 101
New Orleans, LA 70119
Main office: 504-821-3111

New Orleans East

5951 Bullard Ave., Suite 4
New Orleans, LA 70128
Main office: 504-241-7283

St. Bernard

8720 West Judge Perez Drive
Chalmette, LA 70043
Main office: 504-277-4000


1500 Lafayette St., Suite 117
Gretna, LA 70053
Main office: 504-367-7283

Our Providers

They help me with all my insurance needs. Stephanie helped me save money at my renewal and was super nice. Rose in customer service helped me enroll in paperless when I couldn’t figure it out. They are awesome people and always professional. I would recommend them to anyone.
Michelle Simpson
Chris Webre got me a great rate and exactly the coverage I needed for my business. He kept in touch with me throughout the process. If I had a question, he was quick to respond with an answer. He made what was quickly becoming a headache, a pleasure. I’m glad I went with Dan Burghardt Insurance for my general liability business insurance. Thanks Chris.
Sidney Roussell
Got a great quote from some great people over at Dan Burghardt. Was surprised at how nice everyone was. I would recommend them to everyone. It’s as easy as giving them a call. Stephanie was awesome and quoted me a few different ways to see what was best for me.
Jerome Williams
Dan Burghardt and his staff are amazing. Whenever I need anything having to do with insurance I pick up the phone and within a few minutes it is taken care of… and for a lot less money than other insurance companies have quoted!
Brett Thomas
Jennifer at Dan Burghardt Insurance Agency is the most professional, helpful and efficient agent I have ever had the pleasure of working with. I would recommend them to everyone I know in the need of insurance services.
Brandi Dalon Picado
Thanks for always being, prompt, professional and friendly. I’m happy to be a customer with you all for the last 8 to 9 years!!! My agent Darlisha Miller is the best!!!
Darrylynn Montana-Henry