Premises Liability in New Orleans LA & Metairie LA


Click HERE to request a quote!

What Is Premises Liability Insurance?

  • Liability arising from injuries or property damage to or that belongs to someone else that occur on property you own.
  • Premises Liability is usually included in the Personal Liability coverage found on your homeowner’s, renter’s or condominium package policy. The Personal Liability on these package policies usually extends for incidents that may occur on or off the property, but Premises Liability only covers the property or properties listed on the policy.
  • Example: A guest of a tenant at one of your rental properties slips on the steps and sues you for his or her injuries.
  • Premises Liability pays for any damages awarded up to the policy limit and the cost of defending you against a lawsuit brought by an injured person.

For more information and rates contact our Quote Department directly at (504) 441-RATE (7283) or click to Request a Quote!

Who Needs Premises Liability Coverage?

Premises liability can be written to compliment policies that do not include liability, for example:

  • Builder’s Risk Policies
  • Renovation Policies
  • Dwelling Policies
  • Vacant Dwelling Policies

What Types Of Property Qualifies For Premises Liability Insurance?

Premises Liability can be written on the following property:

  • Vacant Lots
  • Dwellings under construction or renovation
  • Dwelling rented to others
  • Vacant Premises (both between rentals and for sale)
  • Camps

How Much Premises Liability Insurance Should I Buy?

  1. Liability limits start at $100,000, however you can purchase up to $1,000,000 or more, if needed. Please consult your agent for suggestions on the amount of coverage.
  2. You can also purchase an umbrella policy or excess liability, which provides a broad coverage, to include claims against libel and slander. Limits start at $1,000,000 and can go up to $10,000,000.

For more information and rates contact our Quote Department directly at (504) 441-RATE (7283) or click to Request a Quote!

Our Locations


3008 David Drive
Metairie, LA 70003
Main office: 504-441-7283


2317 Veterans Memorial Blvd. Suite 6
Kenner, LA 70062
Main office: 504-455-7283

New Orleans

2714 Canal St., Suite 101
New Orleans, LA 70119
Main office: 504-821-3111

New Orleans East

5951 Bullard Ave., Suite 4
New Orleans, LA 70128
Main office: 504-241-7283

St. Bernard

8720 West Judge Perez Drive
Chalmette, LA 70043
Main office: 504-277-4000


1500 Lafayette St., Suite 117
Gretna, LA 70053
Main office: 504-367-7283

Our Providers

They help me with all my insurance needs. Stephanie helped me save money at my renewal and was super nice. Rose in customer service helped me enroll in paperless when I couldn’t figure it out. They are awesome people and always professional. I would recommend them to anyone.
Michelle Simpson
Chris Webre got me a great rate and exactly the coverage I needed for my business. He kept in touch with me throughout the process. If I had a question, he was quick to respond with an answer. He made what was quickly becoming a headache, a pleasure. I’m glad I went with Dan Burghardt Insurance for my general liability business insurance. Thanks Chris.
Sidney Roussell
Got a great quote from some great people over at Dan Burghardt. Was surprised at how nice everyone was. I would recommend them to everyone. It’s as easy as giving them a call. Stephanie was awesome and quoted me a few different ways to see what was best for me.
Jerome Williams
Dan Burghardt and his staff are amazing. Whenever I need anything having to do with insurance I pick up the phone and within a few minutes it is taken care of… and for a lot less money than other insurance companies have quoted!
Brett Thomas
Jennifer at Dan Burghardt Insurance Agency is the most professional, helpful and efficient agent I have ever had the pleasure of working with. I would recommend them to everyone I know in the need of insurance services.
Brandi Dalon Picado
Thanks for always being, prompt, professional and friendly. I’m happy to be a customer with you all for the last 8 to 9 years!!! My agent Darlisha Miller is the best!!!
Darrylynn Montana-Henry