Auto
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OPEN UNTIL 5:30 PM MON. - FRI.
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For your convenience, we offer an online quote option:Get An Immediate Quote Online! |
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ARE YOU TIRED OF DOING THE SHOPPING?
- We can do all the work for you by shopping dozens of companies and finding you the best combination of price and protection for your needs and take the hassle out of comparison-shopping on your own.
- We select from all A-plus rated companies like Progressive, Safeco, Unitrin, Safeway, Metropolitan, and ten more companies.
- Obtaining auto insurance can become a complicated and confusing process, so why go it alone? Our quote department will respond to your email inquiries immediately with over 25 years of experience that work in your favor.
You have to ask yourself, “For whom does my agent work?” At Dan Burghardt Insurance Agency, we work for you! “Why use an independent agent?” Because these days, captive agents and direct writers have limited options to offer. EXAMPLE: Allstate, Geico, etc. sell only one rate. “Why would you want an agent who can only offer you a price from one company?” With 24-hour round-the-clock claim service, Dan Burghardt Insurance will give you the best price from over twenty companies rated A+ doing business in our area.
Ten (10) ways to help you lower your rates:
- Discounts for young drivers, including good student, driver’s training, and part-time operator. We can also isolate teenage drivers to the vehicle they drive, rather than assign them to the highest rated vehicle, like most companies do.
- Convenient low cost title transfers save you time and money by avoiding long lines at the DMV, so why go to two different places? We can take care of it all at Dan Burghardt Insurance, even on Saturdays, because the DMV is closed on Saturdays.
- Save up to 40% on multicar discounts. These discounts are applicable to married couples as well as people rooming together. Having your insurance with a different company than your spouse or roommate is costing you a fortune.
- Sizable discounts for homeowners/condo-owners/renters.
- Low rates regardless of driving record and accident forgiveness.
- Discount for prior coverage, especially higher limits. If you are traveling, your policy limits increase automatically from state to state.
- Alarm system, anti-lock brake, and vin etching discounts are available.
- Customized equipment automatically is included up to the first $1,000. Additional customization can be added.
- We have an aggressive renewal department that re-shops all our carriers during your renewal cycle, to ensure that you continue to receive the best combination of price and protection while saving you time, money, and frustration.
- We can save anyone money who has been canceled or non-renewed for driving activity, multiple violations, major violations, or SR-22 filings required by the Department of Public Safety. get an auto quote!
FREQUENTLY ASKED QUESTIONS REGARDING LOUISIANA AUTO INSURANCE
What happens if I don’t carry insurance?
- Driving without auto insurance will result in fines, a suspended license, and the towing of your vehicle if you are caught on the road without the minimum insurance coverage of 10/20/10, which will change January 1, 2010 to 15/30/25.
- Louisiana Insurance Law, “No-Pay, No-Play” disqualifies anyone who does not carry mandatory liability from receiving claim payments for bodily injuries and property damages in an automobile accident. By not carrying liability insurance you, in turn, are not covered by anyone else’s insurance. get an auto quote!
What will I need for proof of insurance?
- Your insurance company is required to issue you an auto insurance ID Card on each vehicle they insure. You must carry this in your vehicle at all times when the vehicle is driven. Other states require the same and as you travel from state to state, your minimum limits of liability go up with each state requirement at no additional cost. get an auto quote!
What can I do if I have a flag on my license?
- A Dan Burghardt representative will assist you with contacting the DMV, or you may call 1-877-DMV-LINE (368-5463). Usually it is the result of a lapse in your insurance coverage, a canceled policy, or a vehicle you removed from your policy.
- You can avoid the possibility of a flag on your license by turning in the plates, providing a bill of sale, or both, to the DMV before deleting a vehicle or canceling a policy. All canceled policies and deleted vehicles are reported by the insurance company directly to the DMV within ten days, without an explanation. By keeping the DMV up-to-date, you will avoid future flags and fines. get an auto quote!
How do I remove a flag?
- If the vehicle was sold, traded, junked, totaled, returned to lender, repossessed, or registered out-of-state, provide proof within ten days to the DMV.
- A flag due to a lapse needs proof of insurance brought to the DMV in order for them to clear cancellation. Usually there is a fine that increases based on the number of lapses that have occurred on the vehicle.
- To avoid a flag on a vehicle that is not in use, but still in your possession, you may file a Non-Use Affidavit and turn in your plate with the DMV before you delete it from your insurance policy. get an auto quote!
WANT MORE INFORMATION ON AUTO INSURANCE?
Click here: Consumer Guide to Auto
Click here: Teen Guide to Auto Insurance
Our Agent Quote Assistant Help Line can answer and assist you with the proper coverage and procedures to remove flags or suspensions, as well as the reinstatement and renewal process of your licenses per DMV requirements. Contact us directly at 441-RATE (7283) or complete a quote information request form. OPEN UNTIL 5:30 PM.
